INCREASE IN DEBT RATIOS COMING FROM FANNIE MAE

"We are out-of-state buyers, moving to the area. We had very little knowledge of the area, or of the home buying process. Mr. Simpkins spent months working with us via e-mail, answering our myriad of questions and offering us invaluable advice about what to look for in our potential new home. Once we narrowed down our search, we made arrangements to fly down for one weekend, as that was all that our work schedules would allow. It seemed an impossible thing to pull off in one weekend, but he was totally prepared for us. We looked at 23 homes, IN ONE DAY!! Yes, 23!! He had printed each of the listings we had selected, and had checklists and spaces for notes and questions on the back of each one. We had all planned for a twelve hour day of marathon home showings. We finished in 8 hours! We made an offer on our favorite home that evening, and we accepted a counter-offer the next day at noon! Mr. Simpkins was absolutely amazing to us throughout the entire process! He was extremely professional, yet always personal. He was responsive and always accessible, even at very odd hours! He made what could have been the overwhelmingly daunting task of buying a new home nearly seamless! Not only would we recommend Mr. Simpkins to others, we have already done so, several times! He is, quite simply, THE BEST!!"